The British government announced this year that it was offering "freedom" for retirees. No longer did they have to use their pension pot to buy an annuity. Instead they could take the money as cash and spend it, or squirrel it away and pass it to their heirs. This was a very dubious reform. The unpopularity of annuities may be due to a degree of financial illiteracy, as a survey by NEST showshttp://econ.st/1FnxGvk
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